SANTO DOMINGO.- The growth of mortgage credit and the expansion of its portfolio place the La Nacional Savings and Loan Association among the most dynamic entities within the financial system, after closing 2025 with a year-on-year increase of 15.02% in its assets.
According to the institution's report during its 2026 Ordinary General Assembly, last year's assets reached RD$51,141 million, in a context where housing finance continues to be one of the main drivers of the business.
Mortgage lending continues to set the pace
According to the data presented, the loan portfolio registered a growth of 11.1%, equivalent to RD$3.8 billion, driven mainly by the commercial segment and the consolidation of the mortgage portfolio.
In that regard, the entity indicated that during 2025 it placed RD$12,346 million in loans, of which 56% was destined for the housing sector, reaffirming the weight of real estate financing within its operating model.
The chairman of the board of directors, Francisco Melo Chalas, explained that these results are a response to a strategy focused on risk management and adaptation to an increasingly competitive financial environment.
Greater fundraising and financial strength
Meanwhile, time deposits registered an increase of RD$3,837 million, representing a growth of 19.8%, reaching a total balance of RD$23,189 million at the end of the period.
According to Melo Chalas, this performance strengthens the entity's financial structure and is the result of a fundraising strategy that has allowed for sustained credit growth.
Likewise, the institution reported pre-tax profits of RD$729 million, with return on assets (ROA) of 1.52% and return on equity (ROE) of 9.51%.
Stable rating in a competitive environment
According to reports, the agencies Feller Rate and Pacific Credit Rating reaffirmed the "A" rating with a stable outlook for the entity.
According to these firms, the evaluation is based on their business profile, generation capacity and equity backing, key elements in a demanding financial context.
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