SANTO DOMINGO.- The rating agencies Feller Rate and Pacific Credit Rating (PCR) reaffirmed the “A” rating with a stable outlook for the La Nacional Savings and Loan Association, based on a suitable and adequate business profile, generation capacity, equity backing and risk profile.
A press release highlights that Feller Rate reaffirmed the entity's profile rating at "A", the same rating it awarded in February 2025. In the case of the firm PCR, it also maintained its "A" rating, taking into account the institution's financial strength; the sustained growth of its loan portfolio, focused mainly on the mortgage segment; and the reduction in delinquency levels.
In its report, Feller Rate highlights that, in line with the nature of the institution, La Nacional's loan portfolio has a high concentration in the mortgage segment, representing approximately 65% of placements, and shows sustained growth in the commercial loan segment, which has come to represent more than 20% of the portfolio.
For its part, PCR highlighted that when analyzing the portfolio composition by loan type, a greater presence of mortgage loans is observed, representing 62.34% of the portfolio, while commercial loans account for 21.23%. The remaining 13.43% is associated with consumer loans.
Both rating agencies also highlighted the adequate operating margins, the comprehensive risk management, with controlled portfolio quality indicators, as well as the constant reduction in equity debt.
