New features for this edition include the ability to view tickets through the financial institution's mobile application.
SANTO DOMINGO- With more than 40 million pesos in prizes, including 10 apartments, the Popular Association of Savings and Loans (APAP) presented a new edition of its emblematic Golden Zero campaign.
The Golden Zero, which this year celebrates 57 uninterrupted years in the Dominican financial system promoting the habit of saving, will award 110 saving members and clients.
“Through this campaign, whose motto is ‘Your dedication is your greatest fortune,’ we want to recognize the driving force behind each person’s transformation. Every dream achieved by our savings partners and clients reflects goals attained through their sound savings habits,” highlighted Serguey Forcade, Executive Vice President of Products, Digital and Experience at APAP, at the launch of the new edition of the Golden Zero campaign.
Forcade reported that among the new features for this edition is the ability to view tickets through the financial institution's mobile application, in addition to the traditional methods of consultation.
"Members who save can participate for every 500 pesos increase in their balance or for every 5,000 pesos maintained in their savings accounts. Certificates of deposit will generate one entry for each 5,000 peso opening and for maintaining a balance of 50,000 pesos in each active certificate," the executive emphasized.
He also mentioned that "SME clients will generate a new ticket for every 5,000 pesos increase in balance and 25,000 pesos in maintenance. Certificates of deposit will generate a ticket for each opening of 100,000 pesos and for maintaining a balance of 100,000 pesos in each active certificate.".
He added that "as part of the dynamics of the raffle, customers who are part of our trust program, Somos, will generate double the tickets in savings accounts and certificates of deposit.".
The Golden Zero campaign will feature four regular draws in November, December, January and a final one in February 2026.




