SANTO DOMINGO.- Banco Santa Cruz has once again been endorsed by the rating agency Feller Rate, which reaffirmed its solvency rating at "AA-" with a stable outlook.
This recognition reflects the bank's strong financial position, based on its ability to generate sustained income and efficiently manage its financial risks, a press release highlights.
As of the end of June 2025, the entity reported total assets of RD$191,722 million and a gross loan portfolio of RD$84,287 million, thus consolidating consistent growth in the market. Its strategy, focused on prudent risk management, allowed it to maintain a non-performing loan coverage ratio of 2.5 times, ensuring protection against potential economic adversities.
One of Banco Santa Cruz's distinguishing factors continues to be its funding model, highly concentrated in public deposits, which represent 65.8% of its current liabilities. This model provides it with financial flexibility and low dependence on external sources, which has been key to its stability and projected growth.
According to the risk rating agency's report, the entity's efficiency indicators remain aligned with industry standards, highlighting an LCR (Liquidity Coverage Ratio) of 196.4%, well above regulatory requirements.
Regarding its financial results, in the first half of 2025 the bank reported pre-tax profits of RD$2,039 million, with an annualized return on assets of 2.2%. Although these indicators reflect a slight adjustment compared to the end of 2024, they remain within appropriate ranges and consistent with the multiple banking system. Its solvency ratio stood at 11.9% as of March 2025, a level that continues to be supported by sustained capitalization of profits.
With these solid foundations, Santa Cruz continues to be a benchmark in the country's financial sector, projecting a positive and reliable performance in the medium and long term.
Banco Santa Cruz will continue to report on this and other ratings through its official channels, including its website www.bsc.com.do, as well as its social media.
