SANTO DOMINGO.- The Dominican financial system's foreign currency loan portfolio amounted to USD 10,228.52 million at the close of December 2025, representing 24% of the total portfolio, the Superintendency of Banks (SB) reported yesterday, Wednesday.
According to the Foreign Currency Loan Portfolio Performance Report published by the entity, the economic sector that received the largest share of these loans in 2025 was the electricity sector, whose portfolio totaled USD 1,761.1 million and represented 19.4% of foreign currency loans. This was followed by the tourism and real estate sectors, whose loans represented 18.6% and 11.1%, respectively.
The report also reveals that 41.2% of the portfolio is directed towards foreign exchange generating sectors and 58.8% towards non-generating sectors.
Regarding risk indicators, the SB publication shows that delinquency remains below the financial system's average, standing at 0.6% last year, in line with the five-year average. Provisions to cover non-performing loans in foreign currency (those with arrears exceeding 90 days) represent more than three times the exposure to defaults. As of December 2025, provisions established in foreign currency stood at 357.3%.
Relevance of this portfolio
The SB explains that foreign currency financial intermediation is a key component of the financial system, facilitating access to foreign currency financing for economic sectors with specific needs for these resources. This dynamic contributes to the sustainability of activities related to foreign trade, investment, and the generation of foreign currency income.
He stated that during the period analyzed, the foreign currency portfolio has shown stable performance, with consistent growth in line with market dynamics. Its performance reflects prudent risk management and sustained demand from economic agents, maintaining indicators that support the portfolio's quality.
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