SANTO DOMINGO - The Central Bank reported yesterday, Sunday, that banks have provided RD$48,541 million from the liquidity program approved by the Monetary Board in June of this year.
Of the RD$81 billion allocated for productive sectors, approximately 60% has been disbursed by August 21, 2025. Specifically, RD$34.942 billion of the RD$64 billion available has been released legal reserve 54% utilization rate RD$29 billion remains available for release until the allocation expires in November 2025.
Additionally, RD$13,599 million of the RD$17 billion in rapid liquidity facilities intended for repayment to the Central Bank of the Dominican Republic (BCRD) have been postponed for six months, completing 79% of this component of the program and leaving approximately RD$3,500 million for the remainder of the current year.
The regulatory body explains that in the specific case of the legal reserve measures, the amounts disbursed for RD$34,942 million have benefited almost 4,200 debtors , for an average loan amount of around RD$8 million, which demonstrates the wide dispersion and scope of this measure, in contrast to certain claims about the concentration of these resources.
In this regard, the Central Bank of the Dominican Republic (BCRD) specifies that this measure to release legal reserves places a limit of RD$250 million per debtor, thereby favoring access to credit for a larger universe of debtors receiving the resources of this program.
It details that the economic sectors benefiting from access to the legal reserve resources are the following: commerce, with RD$14,768 million in 762 beneficiaries ; construction with RD$8,600 million in 234 beneficiaries ; manufacturing with RD$2,699 million in 107 beneficiaries ; agriculture with RD$943 million in 64 beneficiaries ; export with RD$753 million in 48 beneficiaries and MSMEs with RD$3,753 million in 1,830 beneficiaries , among others.
Similarly, some entities have chosen to continue providing mortgage financing for low-cost housing, allocating some RD$2,434 million among 975 beneficiaries.
Key aspects of credit
Since May 2025, net private credit in national currency has increased by approximately RD$40.1 billion, according to preliminary data from August, considering both new disbursements and loan amortizations.
Points clarified by the regulatory body
It is important to highlight that the resources of this program are disbursed gradually to the productive sectors through financial intermediation entities, according to the requests submitted by them and in accordance with the availability of each one based on its proportion in the total liabilities of the financial system.
The receipt of applications must include an evaluation of the debtor's creditworthiness, as well as having completed the documentary requirements demanded by the BCRD to preserve the proper use of resources and their timely recovery, as provided by the Monetary Board.
